Call reports 2016
TECHE BANK AND TRUST COMPANY — 2016
What TECHE BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 109,986,000 | 105,900,000 | 103,255,000 | 99,933,000 |
| Total loans | 65,033,000 | 63,119,000 | 64,051,000 | 64,768,000 |
| Allowance for loan losses | 837,000 | 885,000 | 910,000 | 880,000 |
| Securities available for sale | 29,127,000 | 28,959,000 | 28,110,000 | 26,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,669,000 | 92,857,000 | 91,400,000 | 88,662,000 |
| Interest-bearing deposits | 72,954,000 | 71,488,000 | 69,285,000 | 66,412,000 |
| Noninterest-bearing deposits | 23,716,000 | 21,368,000 | 22,115,000 | 22,250,000 |
| Equity capital | 12,196,000 | 12,214,000 | 11,497,000 | 11,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,202,000 | 2,370,000 | 3,536,000 | 4,665,000 |
| Interest expense | 55,000 | 108,000 | 157,000 | 197,000 |
| Net interest income | 1,147,000 | 2,262,000 | 3,379,000 | 4,468,000 |
| Noninterest income | 191,000 | 407,000 | 630,000 | 859,000 |
| Noninterest expense | 961,000 | 1,889,000 | 2,851,000 | 3,697,000 |
| Provision for loan losses | 63,000 | 136,000 | 215,000 | 237,000 |
| Pretax income | 314,000 | 644,000 | 943,000 | 1,393,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 314,000 | 644,000 | 943,000 | 1,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,808,000 | 10,892,000 | 10,256,000 | 10,284,000 |
| Total capital | 11,609,000 | 11,674,000 | 11,052,000 | 11,091,000 |
| Risk-weighted assets | 64,088,000 | 62,490,000 | 63,626,000 | 64,459,000 |