Call reports 2015
TECHE BANK AND TRUST COMPANY — 2015
What TECHE BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 111,655,000 | 111,921,000 | 111,452,000 | 109,233,000 |
| Total loans | 58,852,000 | 60,713,000 | 62,614,000 | 63,226,000 |
| Allowance for loan losses | 715,000 | 742,000 | 763,000 | 789,000 |
| Securities available for sale | 41,028,000 | 37,856,000 | 35,603,000 | 34,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,990,000 | 97,601,000 | 97,438,000 | 95,538,000 |
| Interest-bearing deposits | 73,675,000 | 76,004,000 | 75,042,000 | 72,904,000 |
| Noninterest-bearing deposits | 23,315,000 | 21,596,000 | 22,396,000 | 22,635,000 |
| Equity capital | 11,861,000 | 11,718,000 | 11,960,000 | 12,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,293,000 | 3,535,000 | 4,742,000 |
| Interest expense | 74,000 | 150,000 | 224,000 | 289,000 |
| Net interest income | 1,036,000 | 2,143,000 | 3,311,000 | 4,453,000 |
| Noninterest income | 141,000 | 321,000 | 514,000 | 714,000 |
| Noninterest expense | 905,000 | 1,818,000 | 2,741,000 | 3,679,000 |
| Provision for loan losses | 30,000 | 60,000 | 114,000 | 154,000 |
| Pretax income | 242,000 | 586,000 | 970,000 | 1,334,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 242,000 | 586,000 | 970,000 | 1,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,094,000 | 10,216,000 | 10,467,000 | 10,832,000 |
| Total capital | 10,809,000 | 10,958,000 | 11,230,000 | 11,618,000 |
| Risk-weighted assets | 67,486,000 | 69,350,000 | 63,374,000 | 62,873,000 |