Call reports 2014
TECHE BANK AND TRUST COMPANY — 2014
What TECHE BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 106,420,000 | 104,777,000 | 108,465,000 | 106,175,000 |
| Total loans | 48,604,000 | 50,089,000 | 52,795,000 | 54,492,000 |
| Allowance for loan losses | 601,000 | 631,000 | 660,000 | 686,000 |
| Securities available for sale | 46,306,000 | 42,581,000 | 42,425,000 | 38,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,650,000 | 90,333,000 | 93,596,000 | 91,528,000 |
| Interest-bearing deposits | 68,277,000 | 67,957,000 | 69,164,000 | 70,651,000 |
| Noninterest-bearing deposits | 24,374,000 | 22,375,000 | 24,433,000 | 20,877,000 |
| Equity capital | 10,994,000 | 11,688,000 | 12,046,000 | 11,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,017,000 | 2,109,000 | 3,192,000 | 4,299,000 |
| Interest expense | 78,000 | 156,000 | 235,000 | 309,000 |
| Net interest income | 939,000 | 1,953,000 | 2,957,000 | 3,990,000 |
| Noninterest income | 167,000 | 342,000 | 491,000 | 630,000 |
| Noninterest expense | 715,000 | 1,453,000 | 2,224,000 | 3,003,000 |
| Provision for loan losses | 30,000 | 63,000 | 98,000 | 126,000 |
| Pretax income | 361,000 | 779,000 | 1,126,000 | 1,491,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 361,000 | 779,000 | 1,126,000 | 1,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,640,000 | 10,058,000 | 10,405,000 | 9,851,000 |
| Total capital | 10,241,000 | 10,689,000 | 11,065,000 | 10,537,000 |
| Risk-weighted assets | 54,513,000 | 54,927,000 | 58,289,000 | 59,381,000 |