Call reports 2013
TECHE BANK AND TRUST COMPANY — 2013
What TECHE BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 99,149,000 | 101,986,000 | 101,733,000 | 102,091,000 |
| Total loans | 44,176,000 | 46,082,000 | 47,143,000 | 46,649,000 |
| Allowance for loan losses | 465,000 | 506,000 | 551,000 | 581,000 |
| Securities available for sale | 46,432,000 | 45,244,000 | 42,580,000 | 44,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,486,000 | 88,624,000 | 88,558,000 | 88,638,000 |
| Interest-bearing deposits | 64,919,000 | 69,681,000 | 69,826,000 | 67,629,000 |
| Noninterest-bearing deposits | 20,566,000 | 18,943,000 | 18,732,000 | 21,010,000 |
| Equity capital | 9,925,000 | 9,674,000 | 10,199,000 | 10,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 936,000 | 1,926,000 | 2,922,000 | 3,955,000 |
| Interest expense | 106,000 | 207,000 | 305,000 | 391,000 |
| Net interest income | 830,000 | 1,719,000 | 2,617,000 | 3,564,000 |
| Noninterest income | 127,000 | 252,000 | 378,000 | 526,000 |
| Noninterest expense | 651,000 | 1,312,000 | 2,002,000 | 2,689,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 170,000 |
| Pretax income | 261,000 | 569,000 | 858,000 | 1,231,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 261,000 | 569,000 | 858,000 | 1,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,310,000 | 8,617,000 | 8,907,000 | 9,279,000 |
| Total capital | 8,773,000 | 9,123,000 | 9,458,000 | 9,860,000 |
| Risk-weighted assets | 51,337,000 | 53,279,000 | 53,334,000 | 52,829,000 |