Call reports 2012
TECHE BANK AND TRUST COMPANY — 2012
What TECHE BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 93,517,000 | 92,951,000 | 91,858,000 | 94,221,000 |
| Total loans | 38,491,000 | 40,913,000 | 43,637,000 | 44,564,000 |
| Allowance for loan losses | 314,000 | 331,000 | 376,000 | 417,000 |
| Securities available for sale | 45,697,000 | 46,577,000 | 42,911,000 | 41,488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,760,000 | 76,257,000 | 75,859,000 | 80,332,000 |
| Interest-bearing deposits | 60,557,000 | 59,642,000 | 58,847,000 | 62,708,000 |
| Noninterest-bearing deposits | 17,204,000 | 16,615,000 | 17,013,000 | 17,625,000 |
| Equity capital | 9,186,000 | 9,385,000 | 9,744,000 | 9,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 866,000 | 1,754,000 | 2,664,000 | 3,607,000 |
| Interest expense | 135,000 | 264,000 | 388,000 | 500,000 |
| Net interest income | 731,000 | 1,490,000 | 2,276,000 | 3,107,000 |
| Noninterest income | 148,000 | 335,000 | 460,000 | 607,000 |
| Noninterest expense | 588,000 | 1,202,000 | 1,811,000 | 2,440,000 |
| Provision for loan losses | 15,000 | 45,000 | 98,000 | 143,000 |
| Pretax income | 276,000 | 578,000 | 827,000 | 1,131,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 276,000 | 578,000 | 827,000 | 1,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,444,000 | 7,575,000 | 7,744,000 | 8,048,000 |
| Total capital | 7,758,000 | 7,906,000 | 8,120,000 | 8,465,000 |
| Risk-weighted assets | 45,131,000 | 46,737,000 | 48,684,000 | 49,813,000 |