Call reports 2011
TECHE BANK AND TRUST COMPANY — 2011
What TECHE BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 85,320,000 | 84,238,000 | 86,305,000 | 87,026,000 |
| Total loans | 30,534,000 | 32,450,000 | 36,534,000 | 36,881,000 |
| Allowance for loan losses | 336,000 | 336,000 | 321,000 | 299,000 |
| Securities available for sale | 43,854,000 | 46,466,000 | 42,599,000 | 42,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,822,000 | 67,467,000 | 69,886,000 | 70,606,000 |
| Interest-bearing deposits | 55,089,000 | 53,253,000 | 55,046,000 | 56,536,000 |
| Noninterest-bearing deposits | 14,733,000 | 14,214,000 | 14,840,000 | 14,070,000 |
| Equity capital | 8,403,000 | 8,780,000 | 9,020,000 | 8,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 847,000 | 1,680,000 | 2,512,000 | 3,392,000 |
| Interest expense | 165,000 | 327,000 | 474,000 | 611,000 |
| Net interest income | 682,000 | 1,353,000 | 2,038,000 | 2,781,000 |
| Noninterest income | 134,000 | 270,000 | 409,000 | 540,000 |
| Noninterest expense | 573,000 | 1,165,000 | 1,732,000 | 2,264,000 |
| Provision for loan losses | 5,000 | 13,000 | 20,000 | 28,000 |
| Pretax income | 238,000 | 445,000 | 695,000 | 1,029,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 238,000 | 445,000 | 695,000 | 1,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,320,000 | 7,243,000 | 7,361,000 | 7,249,000 |
| Total capital | 7,656,000 | 7,579,000 | 7,682,000 | 7,548,000 |
| Risk-weighted assets | 38,253,000 | 39,223,000 | 42,375,000 | 42,229,000 |