Call reports 2010
TECHE BANK AND TRUST COMPANY — 2010
What TECHE BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 73,123,000 | 73,616,000 | 75,849,000 | 78,610,000 |
| Total loans | 27,909,000 | 30,690,000 | 30,911,000 | 30,901,000 |
| Allowance for loan losses | 349,000 | 349,000 | 348,000 | 333,000 |
| Securities available for sale | 38,853,000 | 37,657,000 | 39,297,000 | 40,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,787,000 | 58,339,000 | 60,234,000 | 63,508,000 |
| Interest-bearing deposits | 46,489,000 | 46,303,000 | 48,180,000 | 51,174,000 |
| Noninterest-bearing deposits | 12,298,000 | 12,036,000 | 12,054,000 | 12,334,000 |
| Equity capital | 8,412,000 | 8,406,000 | 8,448,000 | 8,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 871,000 | 1,759,000 | 2,645,000 | 3,516,000 |
| Interest expense | 191,000 | 376,000 | 557,000 | 730,000 |
| Net interest income | 680,000 | 1,383,000 | 2,088,000 | 2,786,000 |
| Noninterest income | 123,000 | 246,000 | 380,000 | 525,000 |
| Noninterest expense | 518,000 | 1,059,000 | 1,631,000 | 2,171,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 286,000 | 571,000 | 840,000 | 1,146,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 286,000 | 571,000 | 840,000 | 1,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,155,000 | 7,159,000 | 7,298,000 | 7,213,000 |
| Total capital | 7,504,000 | 7,508,000 | 7,646,000 | 7,546,000 |
| Risk-weighted assets | 33,098,000 | 35,170,000 | 35,824,000 | 36,670,000 |