Call reports 2009
TECHE BANK AND TRUST COMPANY — 2009
What TECHE BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 81,290,000 | 75,270,000 | 71,253,000 | 74,968,000 |
| Total loans | 23,870,000 | 24,583,000 | 24,428,000 | 28,284,000 |
| Allowance for loan losses | 358,000 | 349,000 | 349,000 | 349,000 |
| Securities available for sale | 49,345,000 | 45,877,000 | 41,373,000 | 40,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,785,000 | 58,618,000 | 55,869,000 | 60,214,000 |
| Interest-bearing deposits | 51,257,000 | 45,738,000 | 44,039,000 | 48,438,000 |
| Noninterest-bearing deposits | 14,528,000 | 12,881,000 | 11,829,000 | 11,775,000 |
| Equity capital | 7,542,000 | 7,819,000 | 8,255,000 | 8,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 928,000 | 1,865,000 | 2,740,000 | 3,643,000 |
| Interest expense | 280,000 | 526,000 | 736,000 | 932,000 |
| Net interest income | 648,000 | 1,339,000 | 2,004,000 | 2,711,000 |
| Noninterest income | 127,000 | 267,000 | 412,000 | 561,000 |
| Noninterest expense | 436,000 | 907,000 | 1,361,000 | 1,831,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 339,000 | 702,000 | 1,058,000 | 1,444,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 339,000 | 702,000 | 1,058,000 | 1,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,667,000 | 6,750,000 | 6,975,000 | 6,999,000 |
| Total capital | 7,025,000 | 7,098,000 | 7,324,000 | 7,348,000 |
| Risk-weighted assets | 31,184,000 | 30,480,000 | 29,662,000 | 33,802,000 |