Call reports 2026
AMERICAN COMMUNITY BANK OF INDIANA — 2026
What AMERICAN COMMUNITY BANK OF INDIANA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 376,536,000 | 383,020,000 |
| Total loans | 310,179,000 | 319,152,000 |
| Allowance for loan losses | 3,386,000 | 4,085,000 |
| Securities available for sale | 27,313,000 | 26,446,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 339,118,000 | 344,779,000 |
| Interest-bearing deposits | 288,415,000 | 293,704,000 |
| Noninterest-bearing deposits | 50,703,000 | 51,075,000 |
| Equity capital | 34,947,000 | 35,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,229,000 | 10,676,000 |
| Interest expense | 1,786,000 | 3,543,000 |
| Net interest income | 3,443,000 | 7,133,000 |
| Noninterest income | 405,000 | 902,000 |
| Noninterest expense | 2,374,000 | 4,612,000 |
| Provision for loan losses | -27,000 | 672,000 |
| Pretax income | 1,478,000 | 2,740,000 |
| Income tax | 374,000 | 694,000 |
| Net income | 1,104,000 | 2,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 35,639,000 | 36,580,000 |
| Total capital | 39,393,000 | 40,750,000 |
| Risk-weighted assets | 320,228,000 | 333,380,000 |