Call reports 2025
AMERICAN COMMUNITY BANK OF INDIANA — 2025
What AMERICAN COMMUNITY BANK OF INDIANA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 375,206,000 | 383,039,000 | 389,834,000 | 380,875,000 |
| Total loans | 279,611,000 | 287,568,000 | 294,501,000 | 306,607,000 |
| Allowance for loan losses | 2,959,000 | 3,142,000 | 3,187,000 | 3,413,000 |
| Securities available for sale | 17,108,000 | 20,135,000 | 23,222,000 | 27,059,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,510,000 | 347,135,000 | 352,701,000 | 342,994,000 |
| Interest-bearing deposits | 291,408,000 | 303,396,000 | 296,457,000 | 291,534,000 |
| Noninterest-bearing deposits | 49,102,000 | 43,739,000 | 56,244,000 | 51,460,000 |
| Equity capital | 32,578,000 | 33,455,000 | 34,570,000 | 33,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,117,000 | 10,375,000 | 15,886,000 | 21,567,000 |
| Interest expense | 2,266,000 | 4,408,000 | 6,634,000 | 8,611,000 |
| Net interest income | 2,851,000 | 5,967,000 | 9,252,000 | 12,956,000 |
| Noninterest income | 289,000 | 685,000 | 1,093,000 | 1,382,000 |
| Noninterest expense | 2,188,000 | 4,388,000 | 6,645,000 | 8,836,000 |
| Provision for loan losses | -210,000 | -36,000 | 8,000 | 498,000 |
| Pretax income | 1,199,000 | 2,256,000 | 3,658,000 | 4,933,000 |
| Income tax | 299,000 | 573,000 | 937,000 | 1,196,000 |
| Net income | 900,000 | 1,683,000 | 2,721,000 | 3,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,457,000 | 34,239,000 | 35,278,000 | 34,534,000 |
| Total capital | 36,652,000 | 37,699,000 | 38,774,000 | 38,292,000 |
| Risk-weighted assets | 283,698,000 | 290,691,000 | 299,284,000 | 313,793,000 |