Call reports 2024
AMERICAN COMMUNITY BANK OF INDIANA — 2024
What AMERICAN COMMUNITY BANK OF INDIANA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 346,913,000 | 378,913,000 | 362,077,000 | 372,627,000 |
| Total loans | 295,173,000 | 288,748,000 | 287,604,000 | 285,580,000 |
| Allowance for loan losses | 3,197,000 | 3,362,000 | 3,306,000 | 3,235,000 |
| Securities available for sale | 13,406,000 | 12,818,000 | 12,803,000 | 14,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,660,000 | 345,751,000 | 328,295,000 | 338,863,000 |
| Interest-bearing deposits | 262,315,000 | 298,673,000 | 279,997,000 | 289,862,000 |
| Noninterest-bearing deposits | 50,345,000 | 47,078,000 | 48,298,000 | 49,001,000 |
| Equity capital | 30,072,000 | 30,656,000 | 31,632,000 | 31,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,862,000 | 9,842,000 | 14,913,000 | 20,188,000 |
| Interest expense | 2,259,000 | 4,507,000 | 7,047,000 | 9,478,000 |
| Net interest income | 2,603,000 | 5,335,000 | 7,866,000 | 10,710,000 |
| Noninterest income | 247,000 | 540,000 | 876,000 | 1,256,000 |
| Noninterest expense | 2,256,000 | 4,279,000 | 6,414,000 | 8,505,000 |
| Provision for loan losses | -153,000 | -20,000 | -84,000 | -162,000 |
| Pretax income | 797,000 | 1,670,000 | 2,514,000 | 3,714,000 |
| Income tax | 198,000 | 420,000 | 647,000 | 923,000 |
| Net income | 599,000 | 1,250,000 | 1,867,000 | 2,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,124,000 | 31,776,000 | 32,392,000 | 32,557,000 |
| Total capital | 34,635,000 | 35,448,000 | 35,961,000 | 36,067,000 |
| Risk-weighted assets | 288,972,000 | 293,824,000 | 290,558,000 | 288,677,000 |