Call reports 2023
AMERICAN COMMUNITY BANK OF INDIANA — 2023
What AMERICAN COMMUNITY BANK OF INDIANA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 324,547,000 | 335,781,000 | 334,580,000 | 352,299,000 |
| Total loans | 270,061,000 | 277,677,000 | 281,502,000 | 298,760,000 |
| Allowance for loan losses | 2,955,000 | 3,076,000 | 3,104,000 | 3,335,000 |
| Securities available for sale | 15,721,000 | 14,804,000 | 13,867,000 | 14,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,686,000 | 294,473,000 | 295,973,000 | 303,601,000 |
| Interest-bearing deposits | 233,478,000 | 250,149,000 | 250,354,000 | 259,114,000 |
| Noninterest-bearing deposits | 50,208,000 | 44,324,000 | 45,619,000 | 44,487,000 |
| Equity capital | 28,734,000 | 29,083,000 | 29,330,000 | 29,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,027,000 | 8,221,000 | 12,607,000 | 17,170,000 |
| Interest expense | 1,192,000 | 2,798,000 | 4,730,000 | 6,816,000 |
| Net interest income | 2,835,000 | 5,423,000 | 7,877,000 | 10,354,000 |
| Noninterest income | 379,000 | 755,000 | 1,036,000 | 1,494,000 |
| Noninterest expense | 2,054,000 | 4,067,000 | 6,140,000 | 8,219,000 |
| Provision for loan losses | -8,000 | 102,000 | 111,000 | 324,000 |
| Pretax income | 1,177,000 | 1,976,000 | 2,689,000 | 3,355,000 |
| Income tax | 294,000 | 501,000 | 687,000 | 823,000 |
| Net income | 883,000 | 1,475,000 | 2,002,000 | 2,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,637,000 | 30,230,000 | 30,756,000 | 30,526,000 |
| Total capital | 32,988,000 | 33,649,000 | 34,229,000 | 34,220,000 |
| Risk-weighted assets | 268,134,000 | 273,448,000 | 277,882,000 | 295,541,000 |