Call reports 2022
AMERICAN COMMUNITY BANK OF INDIANA — 2022
What AMERICAN COMMUNITY BANK OF INDIANA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 310,462,000 | 325,999,000 | 319,245,000 | 324,668,000 |
| Total loans | 215,150,000 | 249,224,000 | 270,790,000 | 266,371,000 |
| Allowance for loan losses | 2,587,000 | 2,725,000 | 2,743,000 | 2,659,000 |
| Securities available for sale | 10,730,000 | 12,174,000 | 13,179,000 | 14,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,217,000 | 292,265,000 | 289,489,000 | 294,821,000 |
| Interest-bearing deposits | 228,547,000 | 242,292,000 | 233,419,000 | 237,873,000 |
| Noninterest-bearing deposits | 48,670,000 | 49,973,000 | 56,070,000 | 56,948,000 |
| Equity capital | 26,736,000 | 27,152,000 | 27,790,000 | 28,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,547,000 | 5,389,000 | 8,849,000 | 12,667,000 |
| Interest expense | 238,000 | 496,000 | 979,000 | 1,771,000 |
| Net interest income | 2,309,000 | 4,893,000 | 7,870,000 | 10,896,000 |
| Noninterest income | 263,000 | 611,000 | 1,007,000 | 1,524,000 |
| Noninterest expense | 1,787,000 | 3,661,000 | 5,699,000 | 7,877,000 |
| Provision for loan losses | 0 | 91,000 | 91,000 | -11,000 |
| Pretax income | 785,000 | 1,752,000 | 3,087,000 | 4,554,000 |
| Income tax | 191,000 | 432,000 | 781,000 | 1,056,000 |
| Net income | 594,000 | 1,320,000 | 2,306,000 | 3,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,127,000 | 27,853,000 | 28,840,000 | 29,271,000 |
| Total capital | 29,714,000 | 30,578,000 | 31,583,000 | 31,930,000 |
| Risk-weighted assets | 221,322,000 | 253,051,000 | 270,965,000 | 263,237,000 |