Call reports 2021
AMERICAN COMMUNITY BANK OF INDIANA — 2021
What AMERICAN COMMUNITY BANK OF INDIANA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 273,073,000 | 271,643,000 | 276,451,000 | 287,798,000 |
| Total loans | 213,628,000 | 214,009,000 | 205,697,000 | 215,744,000 |
| Allowance for loan losses | 2,488,000 | 2,510,000 | 2,553,000 | 2,570,000 |
| Securities available for sale | 5,497,000 | 5,868,000 | 7,813,000 | 10,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,274,000 | 238,756,000 | 242,466,000 | 254,578,000 |
| Interest-bearing deposits | 190,975,000 | 193,213,000 | 198,596,000 | 210,922,000 |
| Noninterest-bearing deposits | 45,299,000 | 45,543,000 | 43,870,000 | 43,656,000 |
| Equity capital | 24,643,000 | 25,805,000 | 26,776,000 | 26,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,463,000 | 5,225,000 | 8,349,000 | 10,900,000 |
| Interest expense | 372,000 | 710,000 | 975,000 | 1,228,000 |
| Net interest income | 2,091,000 | 4,515,000 | 7,374,000 | 9,672,000 |
| Noninterest income | 974,000 | 2,027,000 | 2,623,000 | 3,387,000 |
| Noninterest expense | 1,792,000 | 3,655,000 | 5,760,000 | 7,752,000 |
| Provision for loan losses | 0 | 9,000 | 9,000 | 10,000 |
| Pretax income | 1,273,000 | 2,878,000 | 4,228,000 | 5,297,000 |
| Income tax | 321,000 | 740,000 | 1,092,000 | 1,326,000 |
| Net income | 952,000 | 2,138,000 | 3,136,000 | 3,971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,514,000 | 25,700,000 | 26,698,000 | 26,534,000 |
| Total capital | 26,876,000 | 28,158,000 | 29,236,000 | 29,104,000 |
| Risk-weighted assets | 188,882,000 | 196,628,000 | 203,082,000 | 213,678,000 |