Call reports 2018
AMERICAN COMMUNITY BANK OF INDIANA — 2018
What AMERICAN COMMUNITY BANK OF INDIANA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 211,655,000 | 213,558,000 | 217,999,000 | 226,401,000 |
| Total loans | 179,867,000 | 183,857,000 | 182,751,000 | 177,527,000 |
| Allowance for loan losses | 1,969,000 | 2,005,000 | 2,071,000 | 1,991,000 |
| Securities available for sale | 2,918,000 | 2,707,000 | 3,975,000 | 4,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,972,000 | 181,163,000 | 185,654,000 | 194,018,000 |
| Interest-bearing deposits | 156,722,000 | 158,329,000 | 163,839,000 | 169,445,000 |
| Noninterest-bearing deposits | 23,250,000 | 22,834,000 | 21,815,000 | 24,573,000 |
| Equity capital | 19,215,000 | 19,614,000 | 19,992,000 | 19,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,126,000 | 4,386,000 | 6,703,000 | 9,277,000 |
| Interest expense | 330,000 | 709,000 | 1,179,000 | 1,888,000 |
| Net interest income | 1,796,000 | 3,677,000 | 5,524,000 | 7,389,000 |
| Noninterest income | 198,000 | 455,000 | 740,000 | 1,018,000 |
| Noninterest expense | 1,538,000 | 3,068,000 | 4,631,000 | 6,245,000 |
| Provision for loan losses | 30,000 | 90,000 | 125,000 | 135,000 |
| Pretax income | 426,000 | 974,000 | 1,508,000 | 2,027,000 |
| Income tax | 110,000 | 255,000 | 397,000 | 470,000 |
| Net income | 316,000 | 719,000 | 1,111,000 | 1,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,263,000 | 19,667,000 | 20,059,000 | 19,726,000 |
| Total capital | 21,232,000 | 21,672,000 | 22,130,000 | 21,717,000 |
| Risk-weighted assets | 171,057,000 | 174,826,000 | 171,902,000 | 166,527,000 |