Call reports 2017
AMERICAN COMMUNITY BANK OF INDIANA — 2017
What AMERICAN COMMUNITY BANK OF INDIANA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 207,057,000 | 206,246,000 | 206,215,000 | 209,950,000 |
| Total loans | 162,867,000 | 166,652,000 | 170,367,000 | 171,440,000 |
| Allowance for loan losses | 1,964,000 | 1,975,000 | 1,961,000 | 1,931,000 |
| Securities available for sale | 3,958,000 | 3,677,000 | 3,418,000 | 3,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,083,000 | 178,837,000 | 177,958,000 | 181,531,000 |
| Interest-bearing deposits | 157,016,000 | 156,173,000 | 154,703,000 | 159,528,000 |
| Noninterest-bearing deposits | 23,067,000 | 22,664,000 | 23,255,000 | 22,003,000 |
| Equity capital | 19,230,000 | 19,593,000 | 19,966,000 | 18,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,957,000 | 3,990,000 | 6,094,000 | 8,209,000 |
| Interest expense | 236,000 | 521,000 | 823,000 | 1,124,000 |
| Net interest income | 1,721,000 | 3,469,000 | 5,271,000 | 7,085,000 |
| Noninterest income | 197,000 | 473,000 | 773,000 | 1,261,000 |
| Noninterest expense | 1,451,000 | 2,897,000 | 4,389,000 | 5,956,000 |
| Provision for loan losses | 0 | 0 | 11,000 | 131,000 |
| Pretax income | 467,000 | 1,045,000 | 1,644,000 | 2,259,000 |
| Income tax | 174,000 | 393,000 | 618,000 | 984,000 |
| Net income | 293,000 | 652,000 | 1,026,000 | 1,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,236,000 | 19,595,000 | 19,968,000 | 18,947,000 |
| Total capital | 21,200,000 | 21,570,000 | 21,929,000 | 20,878,000 |
| Risk-weighted assets | 158,178,000 | 161,352,000 | 163,777,000 | 163,052,000 |