Call reports 2025
TUSTIN COMMUNITY BANK — 2025
What TUSTIN COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 81,836,000 | 80,875,000 | 79,797,000 | 82,168,000 |
| Total loans | 62,303,000 | 62,463,000 | 61,074,000 | 64,457,000 |
| Allowance for loan losses | 2,170,000 | 2,170,000 | 2,170,000 | 2,170,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,738,000 | 63,278,000 | 64,172,000 | 68,651,000 |
| Interest-bearing deposits | 58,190,000 | 51,571,000 | 51,774,000 | 56,111,000 |
| Noninterest-bearing deposits | 9,548,000 | 11,707,000 | 12,398,000 | 12,540,000 |
| Equity capital | 11,451,000 | 11,433,000 | 12,904,000 | 12,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,528,000 | 3,040,000 | 4,533,000 | 6,048,000 |
| Interest expense | 497,000 | 959,000 | 1,401,000 | 1,806,000 |
| Net interest income | 1,031,000 | 2,081,000 | 3,132,000 | 4,242,000 |
| Noninterest income | 47,000 | 138,000 | 185,000 | 231,000 |
| Noninterest expense | 887,000 | 1,859,000 | 2,802,000 | 3,758,000 |
| Provision for loan losses | 40,000 | 84,000 | 141,000 | 182,000 |
| Pretax income | 151,000 | 276,000 | 374,000 | 533,000 |
| Income tax | 5,000 | 10,000 | 13,000 | 19,000 |
| Net income | 146,000 | 266,000 | 361,000 | 514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,451,000 | 11,433,000 | 12,904,000 | 12,949,000 |