Call reports 2024
TUSTIN COMMUNITY BANK — 2024
What TUSTIN COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 74,804,000 | 80,338,000 | 82,124,000 | 79,354,000 |
| Total loans | 58,579,000 | 64,444,000 | 65,912,000 | 64,612,000 |
| Allowance for loan losses | 2,170,000 | 2,170,000 | 2,170,000 | 2,170,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,866,000 | 61,805,000 | 64,034,000 | 61,435,000 |
| Interest-bearing deposits | 43,165,000 | 46,759,000 | 47,548,000 | 52,792,000 |
| Noninterest-bearing deposits | 16,701,000 | 15,046,000 | 16,486,000 | 8,643,000 |
| Equity capital | 11,270,000 | 11,392,000 | 11,358,000 | 11,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,446,000 | 2,967,000 | 4,581,000 | 6,173,000 |
| Interest expense | 339,000 | 753,000 | 1,245,000 | 1,732,000 |
| Net interest income | 1,107,000 | 2,214,000 | 3,336,000 | 4,441,000 |
| Noninterest income | 50,000 | 98,000 | 147,000 | 195,000 |
| Noninterest expense | 908,000 | 1,838,000 | 2,783,000 | 3,735,000 |
| Provision for loan losses | 54,000 | 99,000 | 142,000 | 176,000 |
| Pretax income | 195,000 | 375,000 | 558,000 | 725,000 |
| Income tax | 7,000 | 13,000 | 19,000 | 25,000 |
| Net income | 188,000 | 362,000 | 539,000 | 700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,270,000 | 11,392,000 | 11,358,000 | 11,364,000 |