Call reports 2023
TUSTIN COMMUNITY BANK — 2023
What TUSTIN COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 79,245,000 | 77,675,000 | 75,319,000 | 75,401,000 |
| Total loans | 51,718,000 | 55,075,000 | 55,726,000 | 58,776,000 |
| Allowance for loan losses | 2,170,000 | 2,170,000 | 2,170,000 | 2,170,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,265,000 | 65,555,000 | 63,259,000 | 60,421,000 |
| Interest-bearing deposits | 51,736,000 | 47,218,000 | 46,639,000 | 44,347,000 |
| Noninterest-bearing deposits | 15,529,000 | 18,336,000 | 16,619,000 | 16,075,000 |
| Equity capital | 11,287,000 | 11,388,000 | 11,302,000 | 11,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,310,000 | 2,699,000 | 4,099,000 | 5,537,000 |
| Interest expense | 158,000 | 352,000 | 568,000 | 863,000 |
| Net interest income | 1,152,000 | 2,347,000 | 3,531,000 | 4,674,000 |
| Noninterest income | 60,000 | 120,000 | 176,000 | 243,000 |
| Noninterest expense | 934,000 | 1,868,000 | 2,835,000 | 3,821,000 |
| Provision for loan losses | 46,000 | 93,000 | 133,000 | 172,000 |
| Pretax income | 232,000 | 506,000 | 739,000 | 924,000 |
| Income tax | 8,000 | 18,000 | 26,000 | 32,000 |
| Net income | 224,000 | 488,000 | 713,000 | 892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,287,000 | 11,388,000 | 11,302,000 | 11,287,000 |