Call reports 2022
TUSTIN COMMUNITY BANK — 2022
What TUSTIN COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 97,978,000 | 91,775,000 | 89,971,000 | 77,385,000 |
| Total loans | 50,914,000 | 51,520,000 | 47,170,000 | 50,298,000 |
| Allowance for loan losses | 2,170,000 | 2,170,000 | 2,170,000 | 2,170,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,188,000 | 79,976,000 | 78,048,000 | 65,536,000 |
| Interest-bearing deposits | 52,823,000 | 62,507,000 | 58,111,000 | 48,327,000 |
| Noninterest-bearing deposits | 33,365,000 | 17,469,000 | 19,937,000 | 17,209,000 |
| Equity capital | 11,182,000 | 11,185,000 | 11,222,000 | 11,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,010,000 | 2,076,000 | 3,281,000 | 4,588,000 |
| Interest expense | 51,000 | 108,000 | 192,000 | 307,000 |
| Net interest income | 959,000 | 1,968,000 | 3,089,000 | 4,281,000 |
| Noninterest income | 80,000 | 170,000 | 249,000 | 314,000 |
| Noninterest expense | 844,000 | 1,730,000 | 2,683,000 | 3,619,000 |
| Provision for loan losses | 29,000 | 98,000 | 151,000 | 214,000 |
| Pretax income | 166,000 | 310,000 | 504,000 | 762,000 |
| Income tax | 6,000 | 11,000 | 18,000 | 27,000 |
| Net income | 160,000 | 299,000 | 486,000 | 735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,182,000 | 11,185,000 | 11,222,000 | 11,267,000 |