Call reports 2021
TUSTIN COMMUNITY BANK — 2021
What TUSTIN COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 89,893,000 | 85,705,000 | 88,127,000 | 86,761,000 |
| Total loans | 65,605,000 | 62,431,000 | 58,694,000 | 54,488,000 |
| Allowance for loan losses | 2,170,000 | 2,170,000 | 2,170,000 | 2,170,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,890,000 | 73,433,000 | 75,617,000 | 74,861,000 |
| Interest-bearing deposits | 53,526,000 | 56,559,000 | 57,429,000 | 57,117,000 |
| Noninterest-bearing deposits | 20,364,000 | 16,874,000 | 18,187,000 | 17,744,000 |
| Equity capital | 10,973,000 | 11,107,000 | 11,269,000 | 11,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,203,000 | 2,398,000 | 3,635,000 | 4,868,000 |
| Interest expense | 89,000 | 161,000 | 230,000 | 287,000 |
| Net interest income | 1,114,000 | 2,237,000 | 3,405,000 | 4,581,000 |
| Noninterest income | 54,000 | 174,000 | 244,000 | 332,000 |
| Noninterest expense | 774,000 | 1,623,000 | 2,495,000 | 3,443,000 |
| Provision for loan losses | 104,000 | 160,000 | 160,000 | 118,000 |
| Pretax income | 290,000 | 628,000 | 994,000 | 1,352,000 |
| Income tax | 10,000 | 22,000 | 35,000 | 47,000 |
| Net income | 280,000 | 606,000 | 959,000 | 1,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,973,000 | 11,107,000 | 11,269,000 | 11,335,000 |