Call reports 2020
TUSTIN COMMUNITY BANK — 2020
What TUSTIN COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 74,242,000 | 86,252,000 | 87,582,000 | 83,782,000 |
| Total loans | 55,644,000 | 64,496,000 | 62,773,000 | 62,595,000 |
| Allowance for loan losses | 2,170,000 | 2,170,000 | 2,170,000 | 2,170,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,247,000 | 66,254,000 | 67,725,000 | 66,513,000 |
| Interest-bearing deposits | 54,383,000 | 54,028,000 | 55,697,000 | 53,795,000 |
| Noninterest-bearing deposits | 6,864,000 | 12,226,000 | 12,028,000 | 12,717,000 |
| Equity capital | 10,823,000 | 10,959,000 | 10,956,000 | 11,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,219,000 | 2,361,000 | 3,513,000 | 4,719,000 |
| Interest expense | 227,000 | 422,000 | 592,000 | 724,000 |
| Net interest income | 992,000 | 1,939,000 | 2,921,000 | 3,995,000 |
| Noninterest income | 64,000 | 152,000 | 237,000 | 318,000 |
| Noninterest expense | 809,000 | 1,560,000 | 2,373,000 | 3,162,000 |
| Provision for loan losses | 136,000 | 225,000 | 279,000 | 346,000 |
| Pretax income | 111,000 | 306,000 | 506,000 | 805,000 |
| Income tax | 2,000 | 2,000 | 7,000 | 14,000 |
| Net income | 109,000 | 304,000 | 499,000 | 791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,823,000 | 10,959,000 | 10,956,000 | 11,011,000 |