Call reports 2019
TUSTIN COMMUNITY BANK — 2019
What TUSTIN COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 80,334,000 | 76,092,000 | 74,181,000 | 74,536,000 |
| Total loans | 61,540,000 | 57,537,000 | 57,753,000 | 57,972,000 |
| Allowance for loan losses | 2,170,000 | 2,170,000 | 2,170,000 | 2,170,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,964,000 | 61,783,000 | 58,346,000 | 60,403,000 |
| Interest-bearing deposits | 56,574,000 | 55,060,000 | 50,685,000 | 52,149,000 |
| Noninterest-bearing deposits | 9,389,000 | 6,723,000 | 7,660,000 | 8,254,000 |
| Equity capital | 10,673,000 | 10,744,000 | 10,854,000 | 10,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,349,000 | 2,697,000 | 4,007,000 | 5,292,000 |
| Interest expense | 255,000 | 523,000 | 769,000 | 1,012,000 |
| Net interest income | 1,094,000 | 2,174,000 | 3,238,000 | 4,280,000 |
| Noninterest income | 101,000 | 264,000 | 257,000 | 328,000 |
| Noninterest expense | 892,000 | 1,829,000 | 2,589,000 | 3,391,000 |
| Provision for loan losses | 162,000 | 290,000 | 381,000 | 487,000 |
| Pretax income | 141,000 | 319,000 | 525,000 | 730,000 |
| Income tax | 5,000 | 11,000 | 18,000 | 26,000 |
| Net income | 136,000 | 308,000 | 507,000 | 704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,674,000 | 10,744,000 | 10,854,000 | 10,869,000 |
| Total capital | 11,533,000 | 11,548,000 | 11,653,000 | 11,668,000 |
| Risk-weighted assets | 67,409,000 | 62,927,000 | 62,576,000 | 62,555,000 |