Call reports 2018
TUSTIN COMMUNITY BANK — 2018
What TUSTIN COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 76,022,000 | 77,401,000 | 78,091,000 | 76,226,000 |
| Total loans | 62,910,000 | 64,840,000 | 63,485,000 | 62,299,000 |
| Allowance for loan losses | 2,170,000 | 2,170,000 | 2,170,000 | 2,170,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,158,000 | 65,459,000 | 66,039,000 | 64,096,000 |
| Interest-bearing deposits | 55,055,000 | 57,169,000 | 57,036,000 | 55,248,000 |
| Noninterest-bearing deposits | 9,103,000 | 8,290,000 | 9,003,000 | 8,848,000 |
| Equity capital | 10,507,000 | 10,583,000 | 10,646,000 | 10,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,459,000 | 2,960,000 | 4,414,000 | 5,827,000 |
| Interest expense | 130,000 | 296,000 | 493,000 | 706,000 |
| Net interest income | 1,329,000 | 2,664,000 | 3,921,000 | 5,121,000 |
| Noninterest income | 62,000 | 123,000 | 191,000 | 274,000 |
| Noninterest expense | 886,000 | 1,799,000 | 2,764,000 | 3,703,000 |
| Provision for loan losses | 284,000 | 532,000 | 722,000 | 882,000 |
| Pretax income | 221,000 | 456,000 | 626,000 | 810,000 |
| Income tax | 8,000 | 16,000 | 22,000 | 28,000 |
| Net income | 213,000 | 440,000 | 604,000 | 782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,507,000 | 10,583,000 | 10,646,000 | 10,707,000 |
| Total capital | 11,367,000 | 11,458,000 | 11,520,000 | 11,547,000 |
| Risk-weighted assets | 67,516,000 | 68,731,000 | 68,614,000 | 65,886,000 |