Call reports 2017
TUSTIN COMMUNITY BANK — 2017
What TUSTIN COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 75,933,000 | 74,913,000 | 73,065,000 | 72,447,000 |
| Total loans | 62,069,000 | 62,550,000 | 62,367,000 | 62,008,000 |
| Allowance for loan losses | 2,170,000 | 2,170,000 | 2,170,000 | 2,170,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,386,000 | 63,144,000 | 61,165,000 | 59,683,000 |
| Interest-bearing deposits | 55,833,000 | 54,163,000 | 52,411,000 | 50,306,000 |
| Noninterest-bearing deposits | 8,553,000 | 8,981,000 | 8,753,000 | 9,377,000 |
| Equity capital | 10,185,000 | 10,325,000 | 10,404,000 | 10,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,571,000 | 3,127,000 | 4,668,000 | 6,145,000 |
| Interest expense | 100,000 | 199,000 | 302,000 | 412,000 |
| Net interest income | 1,471,000 | 2,928,000 | 4,366,000 | 5,733,000 |
| Noninterest income | 57,000 | 121,000 | 192,000 | 255,000 |
| Noninterest expense | 921,000 | 1,815,000 | 2,746,000 | 3,714,000 |
| Provision for loan losses | 338,000 | 626,000 | 914,000 | 1,173,000 |
| Pretax income | 269,000 | 608,000 | 898,000 | 1,101,000 |
| Income tax | 9,000 | 21,000 | 31,000 | 39,000 |
| Net income | 260,000 | 587,000 | 867,000 | 1,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,185,000 | 10,325,000 | 10,404,000 | 10,412,000 |
| Total capital | 11,009,000 | 11,152,000 | 11,235,000 | 11,234,000 |
| Risk-weighted assets | 64,559,000 | 64,843,000 | 65,140,000 | 64,419,000 |