Call reports 2016
TUSTIN COMMUNITY BANK — 2016
What TUSTIN COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 71,663,000 | 74,471,000 | 78,244,000 | 75,496,000 |
| Total loans | 58,260,000 | 65,028,000 | 66,900,000 | 64,860,000 |
| Allowance for loan losses | 2,170,000 | 2,170,000 | 2,170,000 | 2,170,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,618,000 | 61,750,000 | 65,194,000 | 63,897,000 |
| Interest-bearing deposits | 50,972,000 | 52,515,000 | 56,183,000 | 55,462,000 |
| Noninterest-bearing deposits | 9,646,000 | 9,235,000 | 9,011,000 | 8,435,000 |
| Equity capital | 9,700,000 | 9,878,000 | 10,123,000 | 10,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,417,000 | 2,983,000 | 4,662,000 | 6,319,000 |
| Interest expense | 88,000 | 181,000 | 282,000 | 385,000 |
| Net interest income | 1,329,000 | 2,802,000 | 4,380,000 | 5,934,000 |
| Noninterest income | 61,000 | 117,000 | 175,000 | 230,000 |
| Noninterest expense | 909,000 | 1,892,000 | 2,877,000 | 3,885,000 |
| Provision for loan losses | 230,000 | 390,000 | 595,000 | 801,000 |
| Pretax income | 251,000 | 637,000 | 1,083,000 | 1,478,000 |
| Income tax | 9,000 | 22,000 | 38,000 | 52,000 |
| Net income | 242,000 | 615,000 | 1,045,000 | 1,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,700,000 | 9,878,000 | 10,123,000 | 10,250,000 |
| Total capital | 10,469,000 | 10,738,000 | 11,000,000 | 11,099,000 |
| Risk-weighted assets | 60,137,000 | 67,515,000 | 68,872,000 | 66,578,000 |