Call reports 2015
TUSTIN COMMUNITY BANK — 2015
What TUSTIN COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 72,127,000 | 72,650,000 | 75,533,000 | 67,478,000 |
| Total loans | 60,022,000 | 60,664,000 | 59,089,000 | 59,562,000 |
| Allowance for loan losses | 2,170,000 | 2,170,000 | 2,170,000 | 2,170,000 |
| Securities available for sale | 3,000 | 3,000 | 3,000 | 0 |
| Securities held to maturity | 25,000 | 25,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,317,000 | 61,766,000 | 64,538,000 | 56,441,000 |
| Interest-bearing deposits | 54,071,000 | 54,380,000 | 55,902,000 | 49,432,000 |
| Noninterest-bearing deposits | 6,246,000 | 7,386,000 | 8,636,000 | 7,009,000 |
| Equity capital | 9,351,000 | 9,496,000 | 9,625,000 | 9,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,590,000 | 3,171,000 | 4,685,000 | 6,159,000 |
| Interest expense | 98,000 | 197,000 | 294,000 | 386,000 |
| Net interest income | 1,492,000 | 2,974,000 | 4,391,000 | 5,773,000 |
| Noninterest income | 62,000 | 133,000 | 196,000 | 247,000 |
| Noninterest expense | 921,000 | 1,885,000 | 2,776,000 | 3,726,000 |
| Provision for loan losses | 248,000 | 424,000 | 771,000 | 953,000 |
| Pretax income | 385,000 | 798,000 | 1,040,000 | 1,341,000 |
| Income tax | 13,000 | 28,000 | 36,000 | 47,000 |
| Net income | 372,000 | 770,000 | 1,004,000 | 1,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,351,000 | 9,496,000 | 9,625,000 | 9,738,000 |
| Total capital | 10,133,000 | 10,297,000 | 10,419,000 | 10,511,000 |
| Risk-weighted assets | 61,178,000 | 62,738,000 | 62,172,000 | 60,417,000 |