Call reports 2014
TUSTIN COMMUNITY BANK — 2014
What TUSTIN COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 64,273,000 | 64,937,000 | 65,107,000 | 69,971,000 |
| Total loans | 54,181,000 | 54,441,000 | 53,180,000 | 60,250,000 |
| Allowance for loan losses | 2,050,000 | 2,050,000 | 2,050,000 | 2,150,000 |
| Securities available for sale | 2,000 | 2,000 | 2,000 | 2,000 |
| Securities held to maturity | 525,000 | 25,000 | 25,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,001,000 | 53,950,000 | 54,047,000 | 58,837,000 |
| Interest-bearing deposits | 48,633,000 | 48,447,000 | 48,169,000 | 52,542,000 |
| Noninterest-bearing deposits | 4,368,000 | 5,503,000 | 5,878,000 | 6,295,000 |
| Equity capital | 8,936,000 | 9,087,000 | 9,125,000 | 9,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,135,000 | 2,254,000 | 3,379,000 | 4,747,000 |
| Interest expense | 93,000 | 187,000 | 278,000 | 373,000 |
| Net interest income | 1,042,000 | 2,067,000 | 3,101,000 | 4,374,000 |
| Noninterest income | 44,000 | 89,000 | 130,000 | 194,000 |
| Noninterest expense | 826,000 | 1,665,000 | 2,503,000 | 3,399,000 |
| Provision for loan losses | 106,000 | 116,000 | 127,000 | 259,000 |
| Pretax income | 154,000 | 375,000 | 601,000 | 910,000 |
| Income tax | 5,000 | 13,000 | 21,000 | 32,000 |
| Net income | 149,000 | 362,000 | 580,000 | 878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,936,000 | 9,087,000 | 9,125,000 | 9,243,000 |
| Total capital | 9,643,000 | 9,779,000 | 9,809,000 | 10,027,000 |
| Risk-weighted assets | 55,236,000 | 53,961,000 | 53,377,000 | 61,347,000 |