Call reports 2013
TUSTIN COMMUNITY BANK — 2013
What TUSTIN COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 59,880,000 | 60,843,000 | 63,026,000 | 65,422,000 |
| Total loans | 51,611,000 | 53,404,000 | 54,232,000 | 57,002,000 |
| Allowance for loan losses | 2,050,000 | 2,050,000 | 2,050,000 | 2,050,000 |
| Securities available for sale | 1,000 | 1,000 | 1,000 | 1,000 |
| Securities held to maturity | 525,000 | 25,000 | 25,000 | 525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,124,000 | 49,400,000 | 51,507,000 | 52,273,000 |
| Interest-bearing deposits | 44,803,000 | 45,840,000 | 47,674,000 | 47,681,000 |
| Noninterest-bearing deposits | 3,322,000 | 3,560,000 | 3,834,000 | 4,592,000 |
| Equity capital | 8,895,000 | 9,026,000 | 9,072,000 | 8,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,251,000 | 2,485,000 | 3,698,000 | 4,898,000 |
| Interest expense | 88,000 | 174,000 | 264,000 | 359,000 |
| Net interest income | 1,163,000 | 2,311,000 | 3,434,000 | 4,539,000 |
| Noninterest income | 45,000 | 109,000 | 141,000 | 188,000 |
| Noninterest expense | 856,000 | 1,684,000 | 2,505,000 | 3,390,000 |
| Provision for loan losses | 63,000 | 131,000 | 155,000 | 220,000 |
| Pretax income | 289,000 | 605,000 | 915,000 | 1,117,000 |
| Income tax | 10,000 | 21,000 | 32,000 | 39,000 |
| Net income | 279,000 | 584,000 | 883,000 | 1,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,895,000 | 9,026,000 | 9,072,000 | 8,826,000 |
| Total capital | 9,562,000 | 9,709,000 | 9,774,000 | 9,570,000 |
| Risk-weighted assets | 51,935,000 | 53,277,000 | 54,819,000 | 58,229,000 |