Call reports 2012
TUSTIN COMMUNITY BANK — 2012
What TUSTIN COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 56,937,000 | 57,846,000 | 57,126,000 | 61,754,000 |
| Total loans | 47,669,000 | 49,367,000 | 48,689,000 | 52,588,000 |
| Allowance for loan losses | 2,050,000 | 2,050,000 | 2,050,000 | 2,050,000 |
| Securities available for sale | 51,000 | 51,000 | 51,000 | 0 |
| Securities held to maturity | 25,000 | 525,000 | 525,000 | 525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,634,000 | 46,295,000 | 45,452,000 | 47,265,000 |
| Interest-bearing deposits | 44,189,000 | 43,749,000 | 42,434,000 | 43,802,000 |
| Noninterest-bearing deposits | 1,445,000 | 2,547,000 | 3,018,000 | 3,463,000 |
| Equity capital | 8,443,000 | 8,591,000 | 8,688,000 | 8,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,293,000 | 2,561,000 | 3,820,000 | 5,078,000 |
| Interest expense | 114,000 | 220,000 | 317,000 | 409,000 |
| Net interest income | 1,179,000 | 2,341,000 | 3,503,000 | 4,669,000 |
| Noninterest income | 23,000 | 94,000 | 127,000 | 163,000 |
| Noninterest expense | 859,000 | 1,756,000 | 2,615,000 | 3,391,000 |
| Provision for loan losses | -2,000 | -19,000 | 53,000 | 81,000 |
| Pretax income | 345,000 | 698,000 | 962,000 | 1,360,000 |
| Income tax | 12,000 | 24,000 | 34,000 | 48,000 |
| Net income | 333,000 | 674,000 | 928,000 | 1,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,443,000 | 8,591,000 | 8,688,000 | 8,630,000 |
| Total capital | 9,079,000 | 9,245,000 | 9,329,000 | 9,311,000 |
| Risk-weighted assets | 49,497,000 | 50,922,000 | 49,898,000 | 53,075,000 |