Call reports 2011
TUSTIN COMMUNITY BANK — 2011
What TUSTIN COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 61,061,000 | 56,382,000 | 58,269,000 | 57,075,000 |
| Total loans | 49,833,000 | 48,262,000 | 47,615,000 | 48,209,000 |
| Allowance for loan losses | 2,024,000 | 2,050,000 | 2,050,000 | 2,050,000 |
| Securities available for sale | 49,000 | 50,000 | 50,000 | 50,000 |
| Securities held to maturity | 25,000 | 25,000 | 25,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,864,000 | 44,631,000 | 46,237,000 | 46,096,000 |
| Interest-bearing deposits | 48,011,000 | 44,023,000 | 45,607,000 | 45,156,000 |
| Noninterest-bearing deposits | 854,000 | 608,000 | 631,000 | 940,000 |
| Equity capital | 8,068,000 | 8,236,000 | 8,441,000 | 8,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,317,000 | 2,623,000 | 3,925,000 | 5,225,000 |
| Interest expense | 169,000 | 326,000 | 469,000 | 603,000 |
| Net interest income | 1,148,000 | 2,297,000 | 3,456,000 | 4,622,000 |
| Noninterest income | 59,000 | 116,000 | 200,000 | 225,000 |
| Noninterest expense | 731,000 | 1,538,000 | 2,369,000 | 3,162,000 |
| Provision for loan losses | 132,000 | 231,000 | 274,000 | 332,000 |
| Pretax income | 344,000 | 644,000 | 1,013,000 | 1,353,000 |
| Income tax | 12,000 | 23,000 | 35,000 | 47,000 |
| Net income | 332,000 | 621,000 | 978,000 | 1,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,068,000 | 8,236,000 | 8,441,000 | 8,110,000 |
| Total capital | 8,732,000 | 8,874,000 | 9,076,000 | 8,753,000 |
| Risk-weighted assets | 51,786,000 | 49,598,000 | 49,383,000 | 50,016,000 |