Call reports 2010
TUSTIN COMMUNITY BANK — 2010
What TUSTIN COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 60,077,000 | 59,436,000 | 61,798,000 | 60,502,000 |
| Total loans | 51,394,000 | 51,545,000 | 52,764,000 | 51,516,000 |
| Allowance for loan losses | 1,714,000 | 1,783,000 | 1,858,000 | 1,935,000 |
| Securities available for sale | 48,000 | 48,000 | 48,000 | 49,000 |
| Securities held to maturity | 25,000 | 25,000 | 25,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,454,000 | 46,511,000 | 49,664,000 | 48,441,000 |
| Interest-bearing deposits | 47,783,000 | 45,903,000 | 48,857,000 | 47,730,000 |
| Noninterest-bearing deposits | 671,000 | 609,000 | 807,000 | 711,000 |
| Equity capital | 7,523,000 | 7,724,000 | 7,904,000 | 7,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,253,000 | 2,540,000 | 3,881,000 | 5,231,000 |
| Interest expense | 214,000 | 416,000 | 610,000 | 797,000 |
| Net interest income | 1,039,000 | 2,124,000 | 3,271,000 | 4,434,000 |
| Noninterest income | 47,000 | 61,000 | 91,000 | 135,000 |
| Noninterest expense | 663,000 | 1,315,000 | 1,995,000 | 2,728,000 |
| Provision for loan losses | 234,000 | 398,000 | 575,000 | 691,000 |
| Pretax income | 189,000 | 472,000 | 792,000 | 1,150,000 |
| Income tax | 7,000 | 17,000 | 28,000 | 40,000 |
| Net income | 182,000 | 455,000 | 764,000 | 1,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,523,000 | 7,724,000 | 7,904,000 | 7,942,000 |
| Total capital | 8,189,000 | 8,389,000 | 8,593,000 | 8,622,000 |
| Risk-weighted assets | 52,193,000 | 52,101,000 | 53,910,000 | 53,137,000 |