Call reports 2009
TUSTIN COMMUNITY BANK — 2009
What TUSTIN COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 61,105,000 | 57,111,000 | 59,279,000 | 58,059,000 |
| Total loans | 50,582,000 | 50,738,000 | 50,909,000 | 50,118,000 |
| Allowance for loan losses | 1,598,000 | 1,623,000 | 1,660,000 | 1,660,000 |
| Securities available for sale | 47,000 | 47,000 | 48,000 | 48,000 |
| Securities held to maturity | 25,000 | 25,000 | 25,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,506,000 | 46,126,000 | 48,288,000 | 47,071,000 |
| Interest-bearing deposits | 49,116,000 | 45,527,000 | 47,780,000 | 46,504,000 |
| Noninterest-bearing deposits | 390,000 | 599,000 | 508,000 | 566,000 |
| Equity capital | 7,238,000 | 7,286,000 | 7,338,000 | 7,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,256,000 | 2,475,000 | 3,763,000 | 5,034,000 |
| Interest expense | 408,000 | 742,000 | 1,047,000 | 1,315,000 |
| Net interest income | 848,000 | 1,733,000 | 2,716,000 | 3,719,000 |
| Noninterest income | 59,000 | 79,000 | 99,000 | 117,000 |
| Noninterest expense | 628,000 | 1,221,000 | 1,835,000 | 2,477,000 |
| Provision for loan losses | 226,000 | 489,000 | 824,000 | 1,068,000 |
| Pretax income | 53,000 | 102,000 | 156,000 | 291,000 |
| Income tax | 2,000 | 3,000 | 5,000 | 10,000 |
| Net income | 51,000 | 99,000 | 151,000 | 281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,238,000 | 7,286,000 | 7,338,000 | 7,412,000 |
| Total capital | 7,898,000 | 7,931,000 | 7,994,000 | 8,066,000 |
| Risk-weighted assets | 51,826,000 | 50,621,000 | 51,501,000 | 51,282,000 |