Call reports 2025
HANOVER COMMUNITY BANK — 2025
What HANOVER COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,290,246,000 | 2,310,694,000 | 2,330,131,000 | 2,381,629,000 |
| Total loans | 1,976,981,000 | 1,977,045,000 | 1,997,535,000 | 2,007,156,000 |
| Allowance for loan losses | 22,925,000 | 21,571,000 | 22,354,000 | 18,694,000 |
| Securities available for sale | 93,197,000 | 102,636,000 | 100,037,000 | 99,552,000 |
| Securities held to maturity | 3,671,000 | 3,594,000 | 3,520,000 | 1,017,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,936,408,000 | 1,951,527,000 | 1,975,609,000 | 2,028,531,000 |
| Interest-bearing deposits | 1,720,869,000 | 1,707,617,000 | 1,741,839,000 | 1,780,601,000 |
| Noninterest-bearing deposits | 215,539,000 | 243,910,000 | 233,770,000 | 247,930,000 |
| Equity capital | 220,731,000 | 222,335,000 | 224,904,000 | 223,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 32,836,000 | 64,886,000 | 97,880,000 | 130,479,000 |
| Interest expense | 17,882,000 | 34,810,000 | 52,255,000 | 68,483,000 |
| Net interest income | 14,954,000 | 30,076,000 | 45,625,000 | 61,996,000 |
| Noninterest income | 3,732,000 | 7,293,000 | 10,078,000 | 12,628,000 |
| Noninterest expense | 15,969,000 | 28,550,000 | 40,521,000 | 52,845,000 |
| Provision for loan losses | 600,000 | 2,770,000 | 4,145,000 | 10,070,000 |
| Pretax income | 2,117,000 | 5,862,000 | 10,900,000 | 11,612,000 |
| Income tax | 293,000 | 1,294,000 | 2,536,000 | 2,733,000 |
| Net income | 1,824,000 | 4,568,000 | 8,364,000 | 8,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 201,925,000 | 203,282,000 | 205,434,000 | 204,431,000 |
| Total capital | 220,851,000 | 222,619,000 | 225,016,000 | 224,239,000 |
| Risk-weighted assets | 1,510,717,000 | 1,545,228,000 | 1,564,341,000 | 1,584,619,000 |