Call reports 2022
HANOVER COMMUNITY BANK — 2022
What HANOVER COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,476,665,000 | 1,609,722,000 | 1,839,918,000 | 1,983,354,000 |
| Total loans | 1,289,041,000 | 1,415,777,000 | 1,623,531,000 | 1,746,810,000 |
| Allowance for loan losses | 9,886,000 | 10,886,000 | 12,844,000 | 14,404,000 |
| Securities available for sale | 5,070,000 | 6,740,000 | 12,285,000 | 12,151,000 |
| Securities held to maturity | 4,629,000 | 4,509,000 | 4,414,000 | 4,336,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,230,579,000 | 1,350,655,000 | 1,528,410,000 | 1,518,034,000 |
| Interest-bearing deposits | 1,033,123,000 | 1,129,191,000 | 1,308,881,000 | 1,318,094,000 |
| Noninterest-bearing deposits | 197,456,000 | 221,464,000 | 219,529,000 | 199,940,000 |
| Equity capital | 159,529,000 | 191,074,000 | 197,290,000 | 201,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 15,941,000 | 32,201,000 | 51,814,000 | 74,385,000 |
| Interest expense | 863,000 | 1,969,000 | 4,827,000 | 11,801,000 |
| Net interest income | 15,078,000 | 30,232,000 | 46,987,000 | 62,584,000 |
| Noninterest income | 2,567,000 | 4,396,000 | 6,391,000 | 7,801,000 |
| Noninterest expense | 9,357,000 | 18,083,000 | 26,899,000 | 35,156,000 |
| Provision for loan losses | 500,000 | 1,500,000 | 3,550,000 | 5,050,000 |
| Pretax income | 7,893,000 | 15,150,000 | 23,034,000 | 30,284,000 |
| Income tax | 1,776,000 | 3,412,000 | 5,176,000 | 6,794,000 |
| Net income | 6,117,000 | 11,738,000 | 17,858,000 | 23,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,958,000 | 171,753,000 | 178,340,000 | 182,934,000 |
| Total capital | 150,304,000 | 182,811,000 | 191,355,000 | 197,509,000 |
| Risk-weighted assets | 948,212,000 | 1,055,555,000 | 1,172,448,000 | 1,291,127,000 |