Call reports 2021
HANOVER COMMUNITY BANK — 2021
What HANOVER COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 890,432,000 | 1,541,443,000 | 1,484,641,000 | 1,458,180,000 |
| Total loans | 764,489,000 | 1,297,145,000 | 1,247,125,000 | 1,277,434,000 |
| Allowance for loan losses | 8,179,000 | 7,852,000 | 8,552,000 | 9,386,000 |
| Securities available for sale | 7,801,000 | 7,777,000 | 7,747,000 | 7,536,000 |
| Securities held to maturity | 9,470,000 | 8,987,000 | 8,611,000 | 4,834,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 719,975,000 | 1,160,560,000 | 1,165,232,000 | 1,177,501,000 |
| Interest-bearing deposits | 595,796,000 | 981,654,000 | 973,124,000 | 986,027,000 |
| Noninterest-bearing deposits | 124,179,000 | 178,906,000 | 192,108,000 | 191,474,000 |
| Equity capital | 105,438,000 | 138,688,000 | 146,232,000 | 153,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,380,000 | 21,418,000 | 39,179,000 | 55,794,000 |
| Interest expense | 1,252,000 | 2,513,000 | 3,814,000 | 4,832,000 |
| Net interest income | 8,128,000 | 18,905,000 | 35,365,000 | 50,962,000 |
| Noninterest income | 452,000 | 1,102,000 | 2,823,000 | 5,199,000 |
| Noninterest expense | 5,724,000 | 16,456,000 | 24,415,000 | 32,680,000 |
| Provision for loan losses | 200,000 | 200,000 | 900,000 | 1,800,000 |
| Pretax income | 2,896,000 | 3,591,000 | 13,113,000 | 21,921,000 |
| Income tax | 584,000 | 801,000 | 3,013,000 | 5,029,000 |
| Net income | 2,312,000 | 2,790,000 | 10,100,000 | 16,892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,199,000 | 118,536,000 | 123,666,000 | 132,006,000 |
| Total capital | 109,302,000 | 126,624,000 | 132,554,000 | 141,803,000 |
| Risk-weighted assets | 486,021,000 | 843,535,000 | 850,502,000 | 913,929,000 |