Call reports 2020
HANOVER COMMUNITY BANK — 2020
What HANOVER COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 895,606,000 | 838,014,000 | 851,606,000 | 876,883,000 |
| Total loans | 694,547,000 | 723,518,000 | 725,019,000 | 732,902,000 |
| Allowance for loan losses | 7,843,000 | 7,993,000 | 7,869,000 | 7,979,000 |
| Securities available for sale | 966,000 | 5,980,000 | 6,035,000 | 7,434,000 |
| Securities held to maturity | 11,535,000 | 11,178,000 | 10,727,000 | 10,001,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 717,962,000 | 659,975,000 | 665,274,000 | 690,059,000 |
| Interest-bearing deposits | 651,778,000 | 575,582,000 | 582,515,000 | 602,050,000 |
| Noninterest-bearing deposits | 66,184,000 | 84,393,000 | 82,759,000 | 88,009,000 |
| Equity capital | 87,976,000 | 89,794,000 | 91,792,000 | 103,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,282,000 | 19,946,000 | 29,698,000 | 39,195,000 |
| Interest expense | 3,543,000 | 6,484,000 | 8,644,000 | 10,435,000 |
| Net interest income | 6,739,000 | 13,462,000 | 21,054,000 | 28,760,000 |
| Noninterest income | 437,000 | 537,000 | 672,000 | 957,000 |
| Noninterest expense | 5,631,000 | 10,298,000 | 15,871,000 | 21,461,000 |
| Provision for loan losses | 1,000,000 | 1,150,000 | 1,250,000 | 1,350,000 |
| Pretax income | 545,000 | 2,551,000 | 4,605,000 | 6,906,000 |
| Income tax | 121,000 | 542,000 | 873,000 | 1,356,000 |
| Net income | 424,000 | 2,009,000 | 3,732,000 | 5,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,211,000 | 87,829,000 | 89,275,000 | 100,518,000 |
| Total capital | 91,836,000 | 93,626,000 | 95,079,000 | 106,392,000 |
| Risk-weighted assets | 447,647,000 | 461,429,000 | 462,124,000 | 467,689,000 |