Call reports 2019
HANOVER COMMUNITY BANK — 2019
What HANOVER COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 669,632,000 | 704,760,000 | 848,837,000 | 861,575,000 |
| Total loans | 583,963,000 | 617,477,000 | 720,442,000 | 723,241,000 |
| Allowance for loan losses | 6,918,000 | 7,143,000 | 7,143,000 | 7,143,000 |
| Securities available for sale | 159,000 | 902,000 | 911,000 | 914,000 |
| Securities held to maturity | 12,508,000 | 12,299,000 | 12,030,000 | 11,768,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 473,627,000 | 517,627,000 | 651,454,000 | 670,477,000 |
| Interest-bearing deposits | 431,114,000 | 475,602,000 | 580,895,000 | 597,250,000 |
| Noninterest-bearing deposits | 42,513,000 | 42,025,000 | 70,559,000 | 73,227,000 |
| Equity capital | 77,025,000 | 79,299,000 | 85,214,000 | 87,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,011,000 | 16,427,000 | 26,316,000 | 36,751,000 |
| Interest expense | 2,546,000 | 5,421,000 | 8,756,000 | 12,243,000 |
| Net interest income | 5,465,000 | 11,006,000 | 17,560,000 | 24,508,000 |
| Noninterest income | 1,415,000 | 2,487,000 | 3,408,000 | 4,113,000 |
| Noninterest expense | 3,369,000 | 7,118,000 | 12,284,000 | 17,436,000 |
| Provision for loan losses | 200,000 | 425,000 | 425,000 | 425,000 |
| Pretax income | 3,311,000 | 5,950,000 | 8,259,000 | 10,760,000 |
| Income tax | 800,000 | 1,253,000 | 1,975,000 | 2,529,000 |
| Net income | 2,511,000 | 4,697,000 | 6,284,000 | 8,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,833,000 | 79,100,000 | 83,424,000 | 85,515,000 |
| Total capital | 81,305,000 | 83,764,000 | 89,296,000 | 91,334,000 |
| Risk-weighted assets | 355,118,000 | 370,443,000 | 468,317,000 | 464,028,000 |