Call reports 2018
HANOVER COMMUNITY BANK — 2018
What HANOVER COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 566,074,000 | 602,501,000 | 649,963,000 | 651,503,000 |
| Total loans | 499,802,000 | 529,101,000 | 562,041,000 | 566,117,000 |
| Allowance for loan losses | 5,595,000 | 5,923,000 | 6,493,000 | 6,718,000 |
| Securities available for sale | 222,000 | 203,000 | 185,000 | 170,000 |
| Securities held to maturity | 13,399,000 | 13,150,000 | 12,931,000 | 12,714,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,321,000 | 427,578,000 | 469,370,000 | 468,336,000 |
| Interest-bearing deposits | 383,796,000 | 399,818,000 | 422,560,000 | 424,815,000 |
| Noninterest-bearing deposits | 25,525,000 | 27,760,000 | 46,810,000 | 43,521,000 |
| Equity capital | 59,659,000 | 61,674,000 | 67,584,000 | 74,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,301,000 | 13,151,000 | 20,749,000 | 28,960,000 |
| Interest expense | 1,745,000 | 3,742,000 | 6,015,000 | 8,450,000 |
| Net interest income | 4,556,000 | 9,409,000 | 14,734,000 | 20,510,000 |
| Noninterest income | 767,000 | 1,363,000 | 2,299,000 | 3,620,000 |
| Noninterest expense | 2,999,000 | 5,934,000 | 9,106,000 | 12,697,000 |
| Provision for loan losses | 250,000 | 578,000 | 1,148,000 | 1,373,000 |
| Pretax income | 2,074,000 | 4,260,000 | 6,779,000 | 10,060,000 |
| Income tax | 479,000 | 975,000 | 1,581,000 | 2,362,000 |
| Net income | 1,595,000 | 3,285,000 | 5,198,000 | 7,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,300,000 | 61,454,000 | 67,561,000 | 74,235,000 |
| Total capital | 63,276,000 | 65,721,000 | 72,024,000 | 78,681,000 |
| Risk-weighted assets | 316,298,000 | 339,533,000 | 354,789,000 | 353,243,000 |