Call reports 2017
HANOVER COMMUNITY BANK — 2017
What HANOVER COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 412,676,000 | 479,142,000 | 501,372,000 | 541,207,000 |
| Total loans | 358,242,000 | 393,714,000 | 432,980,000 | 474,670,000 |
| Allowance for loan losses | 3,870,000 | 4,345,000 | 4,795,000 | 5,345,000 |
| Securities available for sale | 0 | 1,517,000 | 1,526,000 | 260,000 |
| Securities held to maturity | 14,311,000 | 14,129,000 | 13,871,000 | 13,606,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,576,000 | 364,183,000 | 375,427,000 | 397,564,000 |
| Interest-bearing deposits | 292,205,000 | 340,525,000 | 352,329,000 | 369,718,000 |
| Noninterest-bearing deposits | 22,371,000 | 23,658,000 | 23,098,000 | 27,846,000 |
| Equity capital | 42,040,000 | 44,206,000 | 49,210,000 | 56,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,189,000 | 8,935,000 | 14,247,000 | 20,223,000 |
| Interest expense | 1,050,000 | 2,315,000 | 3,772,000 | 5,389,000 |
| Net interest income | 3,139,000 | 6,620,000 | 10,475,000 | 14,834,000 |
| Noninterest income | 239,000 | 760,000 | 1,167,000 | 1,580,000 |
| Noninterest expense | 2,152,000 | 4,909,000 | 7,467,000 | 10,240,000 |
| Provision for loan losses | 225,000 | 700,000 | 1,150,000 | 1,700,000 |
| Pretax income | 1,001,000 | 1,771,000 | 3,025,000 | 4,494,000 |
| Income tax | 367,000 | 671,000 | 1,139,000 | 2,545,000 |
| Net income | 634,000 | 1,100,000 | 1,886,000 | 1,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,320,000 | 43,618,000 | 48,953,000 | 56,734,000 |
| Total capital | 44,634,000 | 47,132,000 | 52,663,000 | 60,577,000 |
| Risk-weighted assets | 264,282,000 | 280,031,000 | 295,537,000 | 305,740,000 |