Call reports 2012
PENDER STATE BANK — 2012
What PENDER STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 136,917,000 | 137,919,000 | 142,035,000 | 150,617,000 |
| Total loans | 114,186,000 | 116,149,000 | 120,346,000 | 122,809,000 |
| Allowance for loan losses | 1,320,000 | 1,320,000 | 1,320,000 | 1,321,000 |
| Securities available for sale | 7,708,000 | 6,721,000 | 5,642,000 | 4,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,757,000 | 116,035,000 | 119,146,000 | 127,481,000 |
| Interest-bearing deposits | 101,550,000 | 102,897,000 | 106,509,000 | 106,084,000 |
| Noninterest-bearing deposits | 13,207,000 | 13,138,000 | 12,637,000 | 21,397,000 |
| Equity capital | 18,374,000 | 18,432,000 | 18,547,000 | 18,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,595,000 | 3,125,000 | 4,702,000 | 6,320,000 |
| Interest expense | 347,000 | 689,000 | 1,036,000 | 1,365,000 |
| Net interest income | 1,248,000 | 2,436,000 | 3,666,000 | 4,955,000 |
| Noninterest income | 38,000 | 81,000 | 126,000 | 168,000 |
| Noninterest expense | 554,000 | 1,091,000 | 1,644,000 | 2,218,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 730,000 | 1,424,000 | 2,146,000 | 2,903,000 |
| Income tax | 14,000 | 27,000 | 40,000 | 54,000 |
| Net income | 716,000 | 1,397,000 | 2,106,000 | 2,849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,025,000 | 12,069,000 | 12,171,000 | 12,284,000 |
| Total capital | 13,345,000 | 13,389,000 | 13,491,000 | 13,605,000 |
| Risk-weighted assets | 122,607,000 | 123,757,000 | 127,642,000 | 130,273,000 |
Machine access — free, no API key
Every figure shown here about PENDER STATE BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.