Call reports 2007
PENDER STATE BANK — 2007
What PENDER STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 94,007,000 | 94,830,000 | 96,755,000 | 101,019,000 |
| Total loans | 83,484,000 | 84,024,000 | 85,751,000 | 87,974,000 |
| Allowance for loan losses | 1,165,000 | 1,196,000 | 1,226,000 | 1,255,000 |
| Securities available for sale | 929,000 | 921,000 | 911,000 | 903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,493,000 | 78,065,000 | 79,656,000 | 80,829,000 |
| Interest-bearing deposits | 65,795,000 | 71,585,000 | 73,040,000 | 69,971,000 |
| Noninterest-bearing deposits | 10,698,000 | 6,480,000 | 6,616,000 | 10,858,000 |
| Equity capital | 14,416,000 | 14,734,000 | 14,661,000 | 14,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 2,295,000 | 4,027,000 | 5,762,000 |
| Interest expense | 255,000 | 1,053,000 | 1,902,000 | 2,736,000 |
| Net interest income | 312,000 | 1,242,000 | 2,125,000 | 3,026,000 |
| Noninterest income | 14,000 | 61,000 | 106,000 | 151,000 |
| Noninterest expense | 153,000 | 645,000 | 1,130,000 | 1,616,000 |
| Provision for loan losses | 10,000 | 40,000 | 70,000 | 100,000 |
| Pretax income | 163,000 | 618,000 | 1,031,000 | 1,461,000 |
| Income tax | 43,000 | 185,000 | 326,000 | 475,000 |
| Net income | 120,000 | 433,000 | 705,000 | 986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,101,000 | 8,419,000 | 8,308,000 | 8,349,000 |
| Total capital | 9,192,000 | 9,509,000 | 9,403,000 | 9,512,000 |
| Risk-weighted assets | 87,167,000 | 87,466,000 | 88,984,000 | 92,629,000 |
Machine access — free, no API key
Every figure shown here about PENDER STATE BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.