Call reports 2025
ASHTON STATE BANK — 2025
What ASHTON STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 55,319,000 | 54,575,000 | 53,834,000 | 54,344,000 |
| Total loans | 37,559,000 | 35,103,000 | 33,917,000 | 35,281,000 |
| Allowance for loan losses | 416,000 | 416,000 | 416,000 | 416,000 |
| Securities available for sale | 14,185,000 | 14,642,000 | 15,139,000 | 15,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,222,000 | 45,215,000 | 44,030,000 | 44,069,000 |
| Interest-bearing deposits | 41,866,000 | 40,388,000 | 39,946,000 | 39,843,000 |
| Noninterest-bearing deposits | 4,356,000 | 4,827,000 | 4,084,000 | 4,226,000 |
| Equity capital | 5,482,000 | 5,820,000 | 6,352,000 | 6,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 691,000 | 1,389,000 | 2,078,000 | 2,773,000 |
| Interest expense | 299,000 | 583,000 | 846,000 | 1,098,000 |
| Net interest income | 392,000 | 806,000 | 1,232,000 | 1,675,000 |
| Noninterest income | 35,000 | 73,000 | 115,000 | 150,000 |
| Noninterest expense | 265,000 | 508,000 | 743,000 | 1,037,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 162,000 | 371,000 | 611,000 | 795,000 |
| Income tax | 6,000 | 14,000 | 24,000 | 30,000 |
| Net income | 156,000 | 357,000 | 587,000 | 765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,556,000 | 7,756,000 | 7,987,000 | 7,814,000 |
| Total capital | 7,972,000 | — | 8,403,000 | 8,230,000 |
| Risk-weighted assets | 47,664,000 | — | 42,189,000 | 44,901,000 |