Call reports 2024
ASHTON STATE BANK — 2024
What ASHTON STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 54,287,000 | 54,926,000 | 55,762,000 | 56,607,000 |
| Total loans | 35,711,000 | 36,799,000 | 37,206,000 | 38,791,000 |
| Allowance for loan losses | 407,000 | 407,000 | 407,000 | 416,000 |
| Securities available for sale | 15,710,000 | 14,970,000 | 15,315,000 | 14,534,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,888,000 | 44,038,000 | 42,465,000 | 45,353,000 |
| Interest-bearing deposits | 39,676,000 | 39,879,000 | 38,850,000 | 41,804,000 |
| Noninterest-bearing deposits | 4,212,000 | 4,159,000 | 3,615,000 | 3,549,000 |
| Equity capital | 5,332,000 | 5,305,000 | 5,737,000 | 5,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 637,000 | 1,303,000 | 1,982,000 | 2,680,000 |
| Interest expense | 268,000 | 566,000 | 887,000 | 1,208,000 |
| Net interest income | 369,000 | 737,000 | 1,095,000 | 1,472,000 |
| Noninterest income | 34,000 | 69,000 | 109,000 | 154,000 |
| Noninterest expense | 260,000 | 521,000 | 806,000 | 1,099,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 143,000 | 285,000 | 398,000 | 502,000 |
| Income tax | 6,000 | 11,000 | 16,000 | 20,000 |
| Net income | 137,000 | 274,000 | 382,000 | 482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,455,000 | 7,492,000 | 7,500,000 | 7,400,000 |
| Total capital | 7,862,000 | 7,899,000 | 7,907,000 | 7,816,000 |
| Risk-weighted assets | 46,806,000 | 47,457,000 | 46,860,000 | 42,572,000 |