Call reports 2023
ASHTON STATE BANK — 2023
What ASHTON STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 53,726,000 | 53,420,000 | 52,190,000 | 54,977,000 |
| Total loans | 34,207,000 | 34,583,000 | 33,872,000 | 35,921,000 |
| Allowance for loan losses | 407,000 | 407,000 | 407,000 | 407,000 |
| Securities available for sale | 16,565,000 | 16,180,000 | 15,195,000 | 15,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,062,000 | 43,332,000 | 41,866,000 | 41,395,000 |
| Interest-bearing deposits | 37,141,000 | 37,254,000 | 37,558,000 | 37,162,000 |
| Noninterest-bearing deposits | 6,921,000 | 6,077,000 | 4,308,000 | 4,233,000 |
| Equity capital | 5,079,000 | 4,935,000 | 4,546,000 | 5,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 562,000 | 1,165,000 | 1,773,000 | 2,407,000 |
| Interest expense | 141,000 | 326,000 | 541,000 | 784,000 |
| Net interest income | 421,000 | 839,000 | 1,232,000 | 1,623,000 |
| Noninterest income | 128,000 | 156,000 | 224,000 | 266,000 |
| Noninterest expense | 235,000 | 471,000 | 726,000 | 1,050,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 314,000 | 524,000 | 730,000 | 839,000 |
| Income tax | 15,000 | 24,000 | 34,000 | 38,000 |
| Net income | 299,000 | 500,000 | 696,000 | 801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,303,000 | 7,391,000 | 7,618,000 | 7,318,000 |