Call reports 2022
ASHTON STATE BANK — 2022
What ASHTON STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 57,143,000 | 54,828,000 | 52,373,000 | 54,979,000 |
| Total loans | 30,552,000 | 31,259,000 | 32,840,000 | 35,412,000 |
| Allowance for loan losses | 339,000 | 362,000 | 384,000 | 407,000 |
| Securities available for sale | 17,962,000 | 16,756,000 | 16,143,000 | 16,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,945,000 | 46,445,000 | 44,392,000 | 42,239,000 |
| Interest-bearing deposits | 41,022,000 | 41,029,000 | 38,640,000 | 36,233,000 |
| Noninterest-bearing deposits | 5,923,000 | 5,416,000 | 5,752,000 | 6,006,000 |
| Equity capital | 5,222,000 | 4,510,000 | 3,820,000 | 4,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 448,000 | 929,000 | 1,437,000 | 1,985,000 |
| Interest expense | 79,000 | 157,000 | 235,000 | 343,000 |
| Net interest income | 369,000 | 772,000 | 1,202,000 | 1,642,000 |
| Noninterest income | 30,000 | 63,000 | 97,000 | 147,000 |
| Noninterest expense | 228,000 | 458,000 | 683,000 | 952,000 |
| Provision for loan losses | 15,000 | 38,000 | 60,000 | 83,000 |
| Pretax income | 156,000 | 339,000 | 556,000 | 755,000 |
| Income tax | 8,000 | 16,000 | 27,000 | 37,000 |
| Net income | 148,000 | 323,000 | 529,000 | 718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,779,000 | 6,869,000 | 6,987,000 | 7,020,000 |