Call reports 2021
ASHTON STATE BANK — 2021
What ASHTON STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 54,189,000 | 55,539,000 | 55,347,000 | 55,505,000 |
| Total loans | 30,252,000 | 28,935,000 | 27,946,000 | 30,709,000 |
| Allowance for loan losses | 279,000 | 294,000 | 309,000 | 324,000 |
| Securities available for sale | 14,383,000 | 15,774,000 | 17,127,000 | 18,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,200,000 | 43,561,000 | 43,456,000 | 43,761,000 |
| Interest-bearing deposits | 37,149,000 | 38,131,000 | 38,764,000 | 38,601,000 |
| Noninterest-bearing deposits | 5,051,000 | 5,430,000 | 4,692,000 | 5,160,000 |
| Equity capital | 6,779,000 | 6,817,000 | 6,779,000 | 6,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 676,000 | 1,182,000 | 1,619,000 | 2,072,000 |
| Interest expense | 106,000 | 204,000 | 300,000 | 387,000 |
| Net interest income | 570,000 | 978,000 | 1,319,000 | 1,685,000 |
| Noninterest income | 23,000 | -49,000 | -17,000 | 12,000 |
| Noninterest expense | 241,000 | 469,000 | 690,000 | 925,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 337,000 | 430,000 | 567,000 | 712,000 |
| Income tax | 17,000 | 26,000 | 32,000 | 35,000 |
| Net income | 320,000 | 404,000 | 535,000 | 677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,691,000 | 6,646,000 | 6,654,000 | 6,675,000 |