Call reports 2020
ASHTON STATE BANK — 2020
What ASHTON STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 49,327,000 | 50,536,000 | 50,094,000 | 51,353,000 |
| Total loans | 31,738,000 | 30,946,000 | 30,476,000 | 29,018,000 |
| Allowance for loan losses | 364,000 | 234,000 | 249,000 | 264,000 |
| Securities available for sale | 12,284,000 | 12,599,000 | 12,808,000 | 13,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,323,000 | 37,435,000 | 37,125,000 | 38,407,000 |
| Interest-bearing deposits | 33,133,000 | 33,793,000 | 33,362,000 | 34,436,000 |
| Noninterest-bearing deposits | 3,190,000 | 3,642,000 | 3,763,000 | 3,971,000 |
| Equity capital | 6,510,000 | 6,745,000 | 6,724,000 | 6,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 494,000 | 1,024,000 | 1,489,000 | 1,955,000 |
| Interest expense | 155,000 | 299,000 | 436,000 | 561,000 |
| Net interest income | 339,000 | 725,000 | 1,053,000 | 1,394,000 |
| Noninterest income | 35,000 | 76,000 | 103,000 | 127,000 |
| Noninterest expense | 232,000 | 449,000 | 705,000 | 923,000 |
| Provision for loan losses | 15,000 | 130,000 | 145,000 | 160,000 |
| Pretax income | 127,000 | 222,000 | 306,000 | 438,000 |
| Income tax | 6,000 | 11,000 | 15,000 | 21,000 |
| Net income | 121,000 | 211,000 | 291,000 | 417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,510,000 | 6,481,000 | 6,461,000 | 6,485,000 |