Call reports 2019
ASHTON STATE BANK — 2019
What ASHTON STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 49,688,000 | 48,850,000 | 49,632,000 | 50,617,000 |
| Total loans | 33,712,000 | 33,375,000 | 32,456,000 | 31,861,000 |
| Allowance for loan losses | 311,000 | 310,000 | 325,000 | 340,000 |
| Securities available for sale | 13,767,000 | 13,024,000 | 13,593,000 | 13,381,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,937,000 | 35,203,000 | 36,382,000 | 37,465,000 |
| Interest-bearing deposits | 32,817,000 | 32,297,000 | 33,234,000 | 32,735,000 |
| Noninterest-bearing deposits | 3,120,000 | 2,906,000 | 3,148,000 | 4,730,000 |
| Equity capital | 6,408,000 | 6,567,000 | 6,607,000 | 6,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 516,000 | 1,052,000 | 1,576,000 | 2,090,000 |
| Interest expense | 159,000 | 325,000 | 495,000 | 658,000 |
| Net interest income | 357,000 | 727,000 | 1,081,000 | 1,432,000 |
| Noninterest income | 26,000 | 75,000 | 113,000 | 147,000 |
| Noninterest expense | 213,000 | 423,000 | 651,000 | 874,000 |
| Provision for loan losses | 0 | 10,000 | 25,000 | 40,000 |
| Pretax income | 171,000 | 370,000 | 519,000 | 666,000 |
| Income tax | 8,000 | 18,000 | 25,000 | 32,000 |
| Net income | 163,000 | 352,000 | 494,000 | 634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,408,000 | 6,444,000 | 6,460,000 | 6,477,000 |
| Total capital | 6,719,000 | 6,754,000 | 6,785,000 | 6,817,000 |
| Risk-weighted assets | 41,737,000 | 40,466,000 | 40,396,000 | 40,516,000 |