Call reports 2018
ASHTON STATE BANK — 2018
What ASHTON STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 48,811,000 | 48,702,000 | 48,546,000 | 49,188,000 |
| Total loans | 31,911,000 | 32,546,000 | 32,613,000 | 32,964,000 |
| Allowance for loan losses | 309,000 | 310,000 | 311,000 | 311,000 |
| Securities available for sale | 14,462,000 | 13,986,000 | 13,753,000 | 13,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,198,000 | 35,387,000 | 33,866,000 | 34,789,000 |
| Interest-bearing deposits | 32,650,000 | 32,169,000 | 30,941,000 | 31,189,000 |
| Noninterest-bearing deposits | 3,548,000 | 3,218,000 | 2,926,000 | 3,600,000 |
| Equity capital | 6,030,000 | 6,228,000 | 6,115,000 | 6,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 500,000 | 1,015,000 | 1,530,000 | 2,039,000 |
| Interest expense | 112,000 | 238,000 | 371,000 | 524,000 |
| Net interest income | 388,000 | 777,000 | 1,159,000 | 1,515,000 |
| Noninterest income | 49,000 | 83,000 | 140,000 | 173,000 |
| Noninterest expense | 215,000 | 416,000 | 628,000 | 850,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 222,000 | 444,000 | 671,000 | 838,000 |
| Income tax | 11,000 | 22,000 | 33,000 | 41,000 |
| Net income | 211,000 | 422,000 | 638,000 | 797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,161,000 | 6,356,000 | 6,326,000 | 6,355,000 |
| Total capital | 6,470,000 | 6,666,000 | 6,637,000 | 6,666,000 |
| Risk-weighted assets | 39,648,000 | 39,475,000 | 39,192,000 | 40,378,000 |